We do not replace knowledge and continuous learning

By the end of the year I want to get rid of debt, what do I do? -With this question, he turned to more AI software Reece Rogers, a Wired journalistbecause he thought he would be led to a solution much cheaper than a real financial consultant who would ask for a serious amount for such work.

He tried several chatbots. The programs asked for that Connect your bank account data to the applications to a service independent of them, Because this allows you to process your expenditure habits, your loans and give advice on managing finance, such as financing the repayment. Based on Bank Data and Customer Information on ChatBots advice and products were offered To make better financial decisions, but among the latter There were some that contained subscription packages of other companies, That is, he encouraged the user to release another release.

We can help a lot but be careful

Overall, the young journalist did not really get real advice that would have alleviated his financial problems. What really knows a lot, but you have to be careful and not to say everything you say, according to K&H experts, who added that personal data and various applications should be treated very carefully. Only reliable apps are worth using because There are plenty of fraudsters on the Internet.

At the same time, artificial intelligence has many benefits, such as accelerating data management, which makes banking more convenient. Financial institutions provide reliable, secure and tested MI-based services. For example, K & H’s digital financial assistant, Kate, can be asked to show the PIN or raise the cash withdrawal limit, but has a total of 300 different functions.

What can help you answer each financial question, but it is not a substitute for knowing basic financial concepts and continuous learning – They highlighted a series of competitions for students organized for students, which was held for the 15th time this year.