They broke the foundation minibus – Blikk

Eighty, the car crashed into the Toyota microbus on the road 2/a, and it is a miracle that Timea Szomolányí, who was sitting in it, had escaped the accident with intact skin, and the driver’s driver was only minor bleeding.

Only after the insurer inquired about how to pay his damage, Timea’s trials began. One of the company’s employees immediately gave it to the woman, not to expect to simply pay $ 13-15 million, to which such a microbus is being paid today.

– Then if it was announced a tandamthe amount has been transferred and if not enough I can sue. In vain the situation is lighter than the sun, the Insurer should reimburse the damageat least one and a half months as long as something happens, and we can’t work, ”Timea complained.

The minibus is owned With the vehicle you would take out the day in the days a Donations and food packages prepared for poor families. Advent christmas donations were carriednow the pre -Easter assistance action has stopped. Timea’s husband, with his own little car, turns twenty times, carried the already prepared packs in his spare time, but that would not be his job, and since he works full -time, not the foundation, he could not jump in with his own car instead of his wife.

– The foundation is not a company, but a non -profit organization, we cannot do it to advance, and then describe the price of a new microbus. We don’t have the money for that. They told the insurer to apply for a car rental and then be judged sometime. But how do we rent a car if we don’t know how long it takes, how long it all lasts? We have no frame, at least one car costs 15,000 forints a day and the deposit of hundreds of thousands has to be put down, the head of the foundation said, smeared.

According to Zoltán Borbély, a transport lawyer, there were many and are in a situation similar to Time.

– 70 percent of the injured people would rather impress the damage, accept as much as the insurer pays for the wreck, and only a third get into the lawsuit. However, the situation is clear: the insurer must compensate for actual damage. After all, the construction is called compulsory motor liability insurance, Borbély pointed out.

However, according to the experience of a specialist lawyer, some insurers play that customers are usually average people who are frightened by the idea of ​​all kinds of lawsuit, and most of the broken cars are not so valuable to take on a legal torture.

– Especially the fee has to pay 6 percent of the amount of damage, for Timea, if the 3 -year -old minibus is really worth 15 million, he would have to put ahead of HUF 900,000 in advance. In addition, if an expert is ordered, the expert opinion fee and hundreds of thousands of lawyers will come. All this can be a total of millions of forints. In vain, the insurer will pay everything afterwards, if the car has won the lawsuit, this money must be advanced for the 2-4 year old procedure. And then there is still the possibility of a nightmare that is still there if the court does not judge the total amount of damage for some reason, Borbély said.

« Each insurer pays full damages, which of course does not mean that there is no difference of opinion between the injured party and the insurer, but this is very rare, » said Attila Jeney, communications manager of the Hungarian Insurance Association. The insurer does not pay the total damage, as the total vehicle vehicle itself is worth the value, which is compared to how much it understands at the moment before the accident. This comes with other costs, such as transportation.

If you consider the amount you are injured to be low, you can sell it more expensive. You get the value of the wreck from the merchant you sold the car. This is his job because a damaged car is not the insurer.

Thus, the injured party will fully receive the value of the car, one part of the insurer and the other from the merchant when selling the wreck, the spokesman added.