The lawyers took a risk that was dearly realized: « We may not get a euro »
Opposition|LocalTapiola has not agreed to the « package pricing » of more than 5,000 victims. According to the victims lawyer, the exact requirements of the insurance company per customers are impossible.
The abstract is made by artificial intelligence and checked by man.
The insurance company, Middle Tapiola, refuses to reimburse the attorneys of the victims of Jenni Raiskio and Paula Pajula’s opposite.
Middle Tapiola appeals to the terms of the contract and requires a more detailed breakdown of the costs that lawyers consider impossible to implement.
Raiskio and Pajula have promised to help victims for free.
In many ways, Olli Norros, professor of insurance law, considers the case exceptional.
Insurance company LocalTapiola has not agreed to reimburse the attorney’s legal costs for the claims of the victims of the victims.
Above all, these are the victims represented by Pajula & Co and Jenni Raiskio, a law firm known for its Vastaamonuamonuhrit.fi site.
« For ten years, I have paid legal sole insurance. When there is a situation where you really need this, you can do this, » says a 30-year-old Helsinki man to HS.
Jurist Jenni Raiskio and with this partner Paula Pajula There are about 5,000 counterparts with their customers.
According to Raiskio, LocalTapiola and its subsidiary Turva are the only insurance companies that have done so.
The man interviewed by HS is also one of Raiskio’s customers.
« Undoubtedly, pretty shit, I’ve paid for a shit.
Because of the sensitiveness of the matter, HS does not reveal the man’s identity. HS has seen a man’s decision from LocalTapiola.
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« The victims feel that their weak position will be forgotten again. »
In its decision The insurance company invokes the terms of the contract, according to which the requirement for costs must specify the amount of costs and their criteria. According to the company, this has not been sufficiently accomplished.
« We have not received information on the measures that the subject of a master’s degree would have taken the time spent on your case and the time spent on these activities, so it is not possible to determine the undisputed proportion of compensation, » says the decision.
According to the decision, in the case of a Helsinki man, the insurance company has wanted to charge a lawyer for over EUR 5,000. According to Raiskio, this is aligned with other Counters’ cases.
Previously General It has said that in at least a few cases Raiskio and Pajula have invoiced about EUR 4,000 per customer from insurance companies. In practice, thus lawyers may charge for millions of insurance companies.
So far, the largest compensation amounts for the victims have been in the order of EUR 1,500.
Raiskio cannot tell how many of his clients have LocalTapiola’s insurance, but it is « hundreds ». The law firm receives constant contact with the victims about the insurance company’s decision.
« They feel that their weak position will be forgotten again. »
LocalTapiola According to a financial insurance review, the market share of Finland’s non -life insurance was the second largest last year in Finland. Legal expenses insurance is usually part of non -life insurance.
There are over 33,000 victims in the hack of the opposite.
According to Raiskio, LocalTapiola’s requirement for accurate working time records per customer is impossible. At most, the victims have handled more than ten people at the same time.
« All other insurance companies have understood that in such a massive case with a large number of victims, for example, entries, what measures have been taken for any client. »
According to Raiskio, with other insurance companies, the legal office may have agreed on the amount that companies consider reasonable. Other insurance companies have even handed their hands to help victims and have not demanded a deductible from customers, he adds.
« We have been in shocking times for their (LocalTapiola) additional clarification requests and the end is not visible. »
Rape In the opinion of LocalTapiola, the victims of crime do not « deserve the use of an agent in trial ». He considers the company’s insurance terms and conditions incomprehensible.
« The victims received a paper bundle from the District Court to fill in the form if you want something and do so.
Raiskio and his partner have promised to represent the Vastaamo sacrifices for free. They receive compensation for the work done by lawyers through the legal protection of clients if customers have one.
« This is the risk that we took that we may not get any of the work we do.
According to Pajula, for example, some of the victims have received only € 280. If he and Raiskio had not promised to work for the customer for free, many would have not claimed compensation. The deductible of legal expenses insurance alone would be in many of the ranges of law costs than the ultimate compensation for suffering.
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Insurance companies may have thought that they save money with a parcel dile.
When Customer damages have been handled, and the duo intends to take LocalTapiola’s decisions for the treatment of insurance and financial advice to Fine.
« I would make a small correction that this is not about paying clients’ attorneys at all. According to my information, both Raiskio and Pajula are not lawyers, they are not lawyers. Therefore, they are not binding on a good lawyer, » says the Local Director of the LocalTapiola insurance business service service services. Vesa-Matti Kultanen.
HS asked the leader if Raiskio and Pajula acted against him, but Kultanen did not want to comment on this.
According to Kultanen, LocalTapiola has, on the basis of legal expenses insurance, compensated for « several » compensation requirements for the hacking of the Vastaamo.
« As a rule, what has been paid for, the invoice breakdowns have been in good condition and clear from the outset. »
In practice, the insurance company has replaced the work of individual lawyers, but it has not agreed to Raiskio and Pajula’s « packet dilat ».
« This is not about the money paid to the victims of crime, but it is a lawyer’s own reward, » Kultanen says.
According to Kultanen, from the point of view of LocalTapiola, it is not possible to assess the necessity and reasonableness of costs if the insurance company does not know what measures have been taken and who has taken them.
« It is important to us that we treat all our clients in a similar way. Whether or not to deal with or not a crime in public cannot be an impressive factor that we deviate from compensation practices. »
Insurance Board President, Professor of Insurance and Damage Law Olli Norros According to the lawyers’ promise to work « free » sounds exceptional.
« It’s a bit of a problematic idea. The assumption is that if you take a lawyer, then you have to pay something, and the insurance will cover it up to a certain point. But if it is agreed not to pay for anything and the insurance company but will replace it, the bottom will disappear. »
Norros is not familiar with the details of the case and is dependent on the information obtained in public.
According to Norro, it is also exceptional that some insurance companies have not demanded deductible from customers.
Insurance companies may have thought that they save money with a parcel dile.
« After all, it makes more sense that each of the five thousand victims would take the lawyer himself, who would go out from the start.
Raiskion and Pajula The $ 4,000-5,000 billed charged for the legal costs is small in general. Normally, ten or tens of thousands of euros are moved.
« Of course, if there are 5,000 clients and the fact that the factual pace is more or less the same, then the setting may change. Work per customer can be very minor. It is a problem for the insurance company, because in principle it is not interested in the legal protection of other injuries, but that their clients receive legal assistance at a reasonable price. »
Treasury has opened their own customer service channel for the victims where they can ask for help applying for compensation.
Norros cannot take a stand without the help of the lawyer.
In itself, damages are so difficult that, at least in the district court, it is not worth dealing with things without the help of the lawyer, Norros adds.
