Sponsored content – BNP Paribas Cardif: tailor -made solutions to protect against economic uncertainty
In recent years, the surge in interest rates has clearly degraded access to real estate credits, as shown by 2024 marked in the red iron by a historic fall in their production according to the Banque de France! Even if the 1st semester 2025 leaves, at the same time, augur with a recovery, the lack of information weighs and questions many stars: what if I could no longer settle my monthly payments in the future? Of course, this is what mortgage loan insurance covers allow, but again and again, their cost but also their access remains an obstacle to the implementation of protection. In addition, borrowers are well aware of their boom: they want to be « considered ». In this area BNP Paribas Cardifa key player in the borrower insurance market in France, illustrates. Proof of this is his latest initiative in favor of the inclusion of health risk borrowers. From now on, the insurer allows people who have overcome certain frequent cancers to access borrowing insurance without surprises or exclusions, and this, from the end of their therapeutic protocol, thus exceeding the requirements of the right to be forgotten.
An insurer considering himself « inclusive » and actually working to reduce inequalities with Adapted devices To the greatest number and to all those who undergo – like the self -employed in unstable economic trajectory. The leader, for example, offers tailor-made foresight contracts, serviced for financial income with episodic variability, periods of activity hollows, or even variable franchise needs. Thus, last June BNP Paribas Cardif advanced a new exhaustive individual provident range with two complementary products for all, provident and accident insurance solution, relevant according to a customer diagnosis and in line with the individual situation of each. Because yes, the French are worried about their future: 2/3 are worried about the occurrence of a serious illness (70%) and an accident (67%) in their own life or that of a member of their home and 69%of a loss of income*.
We will have understood, the future, that it is close to some and more distant for others, it is obviously retirement, an explosive subject if any. Many question points still exist around the subject, one thing is certain, it must be prepared. The situations being diverse, the needs and savings methods must adapt to the objectives of each (standard of living or type of placement at risk or not …). From the individual retirement savings plan to long -term life insurance solutions, there is to deal with expectations, resources, life situations … on this side BNP Paribas Cardif is one of the insurance players more involved with savers. Latest offer: its 1st per 100% digital, online in membership forms, and favorite of certain advice sites present on the web….
*Opinion study (I) conducted by BNP Paribas Cardif in partnership with Ipsos from 21,000 people in 21 countries.
