Revenues of Russians in 2024: Data Central Bank
Median income (the amount above and below of which is half the population) per member of the Russian Household in 2024 amounted to 27,868 rubles. This was 27% more than it was in 2022. Such data are given by the Bank of Russia (.pdf), comparing the results of the two waves of the survey « Examination of Finance of Russian Households ».
It is noted that in real terms, that is, taking into account inflation, income for the two years of the year has grown in nine decal groups (all households were divided into ten groups depending on the size of their well -being). The growth of income in these groups has developed in the range from 13% to 17%. But in the first decal group (10% of the least wealthy households), the increase in the indicator was noticeably large and amounted to 30%.
The respondents reported about themselves that they mainly live at the expense of labor income and social transfers. The contribution of other sources is noticeable only in the highest profitable groups. At the same time, the share of transfers in three low -income groups in 2024 increased. Median Relations of the average per capita expenses to income, that is, a tendency to consumption, between the two waves of the survey, has decreased slightly.
The median of the financial assets that had the household in 2024 – from 7 thousand rubles. In the first decal group up to 100 thousand rubles. The most wealthy families. Moreover, in 2024, as in 2022, bank accounts prevailed in the structure of such assets (75% of households have them). The median amount of funds in the accounts grew from 20 thousand to 30 thousand rubles.
Other types of financial assets are still not widespread-only less than 2% of households own promotions and bonds, shares in Pyphones, NPF deposits, metal accounts, electronic wallets or cryptocurrencies. The share of households reporting the availability of savings increased in two years from 47% to 51%. Moreover, the growth of this indicator was observed in all profitable groups.
In 2024, 20% of households (23% in 2022) had any financial obligations. The most common type of obligation – consumer loans – was in 8% of respondents (10% in 2022). The volume of unpaid debt at the median household in 2024 amounted to 200 thousand rubles. Against 140 thousand rubles. In 2022. In 2024, 25% of households made monthly payments on loans and loans. Median Relations of regular payments on loans to income decreased to 16.7% in 2024 from 17.5% in 2022.
