RC Auto, saving more than 2 thousand euros is possible by replacing an old car with a new one
The negative trend of car registrations in Italy continues: the circulating park is increasingly old and vehicles with over 15 years of age have increased by 80% in the last 5 years
Over the past 10 years, car registrations in Italy have recorded a strong negative trend that brings the car circulating park to constant aging (see table 1, above).
The decline of registrations translates into an average age of the car park which increases, with an increase of 10% only in the last 5 years, reaching almost 11 years. The increase in cars with over 15 years of age who recorded about the doubling in their diffusion (+80%), with a vehicle « dated » each three present in the circulating park (see Table 2, below) are worrying.
By the 2024 data of theObservatory developed by Seguggio Assicurazioninote that (see table 3, below):
· Ensuring a car over 5 years of age involves an annual saving on average compared to a car with over 15 years of age;
· As increased by the Bonus-Malus class of the Contractor corresponds to an increase in the average cost of thecar insurancewhich translates into a greater annual savings for vehicles with less than 5 years of age, ranging from € 48 to class 1 to € 209 in class 14.
Seguggio.it then carried out an analysis aimed at determining the possible savings according to the Bonus-Malus class departure of the consumer, assuming the absence of claims over the years and the stability of current prizes. Savings in 10 years would be over € 2,000 for a consumer who starts from class 14 (Table 4).
« Ensure an old coast of the coast more because of the lower safety and reliability of the vehicle than the new cars, » he comments Emanuele Anzaghivice -president of Seguggio.it, « in the financial evaluation of the replacement of the car, consumers should therefore also consider the potential savings achievable on the ARC car ».
