RC Auto, Musk effect? To ensure a Tesla against theft and fire today costs 28% more

Probably, the numerous vandalism towards the Tesla cars that have also been recorded in Italy in recent weeks, as a reaction struggling with Elon Musk’s political positionthey are one of the reasons why the prices of the theft-fire policies to ensure the electric car produced by the founder and CEO of Spacex and owner of X (former Twitter) have increased. And not a little.

Average annual cost to ensure a Tesla: 1,022 euros

To say it is the last analysis of the comparison and intermediation site of Insurance Facile.it which, examining a sample of over 130 thousand estimates collected in the last year for Auto RC insurance with theft and fire coverage, discovered how, from the end of 2024 (i.e. immediately after the victory of Donald Trump, that Musk supported, instilling money in a campaign that arranged in the fundraising), land rates reserved for Tesla brand cars have increased, touching the peak of +28% on April 2025 on an annual basis. The average cost, in just 12 months, has gone from 796 euros to 1,022 euros. In short, if before the « descent on the pitch » the fame of Tech Guru by Elon Musk had widely helped the Tesla world, now that he is driving the Department for American government efficiency (Doge), The Green car marks a collapse of sales a little throughout the Westcarrying, as mentioned, also a worsening – at least in Italy – of insurance expenses.

Of course, « insurance companies evaluate different elements to determine the price of coverage », therefore « is difficult », explain the experts of Facile.it, if not impossible, directly connect the variations of the rates to a single factor, as can be vandal acts towards the Tesla car. « Of course, the possibility that a accident occurs is one of the most important parameters and what is accessing all over the world to cars produced by Musk cannot be ignored ».

How to make sure

At this point, to the Tesla car owners (but not only to them) you just have to protect themselves with the only two covers for this type of events, optional and to add to the RC Auto, which could help the owners: The classic theft-fire coverage and the coverage of vandalism/socio-political events. The first, compensates the owner against the vehicle theft and reimburses the motorist even in the event of damage caused by fires and flames (but must also be verified if it also includes the fire damage caused by vandalism), while it does not cover other types of damage (for example, those to the bodywork or tires). The warranty vandalism, on the other hand, protects the owner of the vehicle from any damage intentionally caused by third parties (however, it should always be verified that the policy also covers the acts of terrorism, demonstrations or riots, processions and strikes, social disorders and acts by organized groups).