On vacation also at the cost of debt: at the beginning of 2025 paid in Italy loans for over 100 million

In Italy the vacation they are sacred: Sergio Marchionne, protagonist of a viral story On the subject, he did not know something about himself. Really There are those who are willing to spend not exactly money to go on vacationdebting after requiring a special loan. Only one data can be enough to get an idea of ​​the extent of the phenomenon: in the first quarter of 2025 to cope with requests of this type they were paid from north to south over 100 million euros, +18% compared to the same period last year. This was estimated by an analysis edited by Facile.it and Prestiti.it whose results were disclosed on Tuesday 29 April.

Boom among the youngest

More in detail – it is learned – the « first interesting data » that emerges from the report is that « personal loans intended to cover the expenses related to travel are particularly widespread among the youngest». Almost one out of three questions, in fact, was held to an under 30. The average age of the applicants has not surprised 37 yearsvalue defined as « extremely low if compared with the average age of those who in Italy are aimed at a credit company (i.e. 43, editor’s note) » Then the prevalence of men is clear (72%) compared to women (the remaining 28%). Finally, as regards the amounts, always between January and March the average of the disbursements proved to be equal to 5,719 euros (which, calculating the hand, suggests that the total of the beneficiaries is around 17-18 thousand).

Taeg most advantageous

To favor the boom – it is pointed out -, « probably » also the drop in the average Taeg available online for a personal loan: -3% in twelve monthsfrom 10.5% of the first quarter 2024 to 10.17% of 2025. «The fact that today’s rates are more advantageous than those of a year ago allows to resort to a personal loan also for expenses that may seem Voluttuarialike a holiday, but which must not necessarily be eliminated by family programs, but correctly managed – say the experts of Facile.it in this regard -. Resorting to consumer credit, in fact, is often A great way to plan our outings without finding ourselves in difficulty in case of unexpected events».

The Noturiphobia

Considering that all the above data refer to the period between January and March, easy to imagine a further increase in numbers also and above all in the current springthat is, with the approach of the long -awaited summer season. At the same time, it is likely that not only a particularly favorable calendar for bridges (as in the case of those of April 25 and May 1st), but also the « Noturiphobia»(From English NO-Trip-Phobia), or the fear of not having any scheduled trips. According to last May by the Observatory on the summer trends of Piratinviaggio, online platform dedicated to tourist offers, to suffer from this type of anti-high anxiety would be 40% of Italianswith an incidence of 53% in the Z. banks and financial institutions thank you.