More and more pensioners have apartments – young families go away empty -handed

Half of the pensioners are homeowners. In the aging category of young families, on the other hand, the property rate drops, as long -term number comparisons show. The gap between the generations continues to open.

A house in the green, not far from the city, with plenty of space for children and dogs. For many people, this is still a dream. But this life goal is becoming increasingly difficult for young families: houses are becoming increasingly expensive, the offer is scarce, the construction activity is stagnating at best – and the absorption of a mortgage is stagnated with ever more severe requirements.

On the other hand, many pensioners are wealthy. Especially because they secured home ownership of favorable conditions decades ago. In recent years, the gap between the generations has continued to open. Home ownership today is an issue for the vast majority of Swiss people due to the high affordability of the time in the second half of life.

Young families cannot afford houses

The latest figures now show how much the proportion of homeowners among the thirties has decreased in recent years. Raiffeisen has compiled corresponding data from the Federal Statistics Office and evaluated for this newspaper. The property rate according to the old -age segment and years is broken down in the numbers.

A long -term trend concerns the age category of young families. In 2010, 23.9 percent of people between the ages of 36 and 45 still had a house. Thirteen years later, this value is still 17.1 percent. This is a decline of 6.8 percentage points. The proportion of homeowners has decreased more in no other age category.

There are no figures from the past year yet, but the trend is likely to be ongoing. « It is obvious that fewer and fewer people around 30 can afford a house, » Michel Fleury, economist from Raiffeisen Switzerland.

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