Insurance is required / day

Travel insurance policies are divided into different categories and each insurer has its own risk set, so it is advisable to compare the offers of several insurers. Professional travel consultants also help you understand what insurance policy is needed for a particular trip.

When drawing up travel insurance, it should be stated if you are intended, for example, skiing or diving, and the risks associated with these extreme activities will be included in the insurance policy – it will be more often a gold or platinum policy.

Currently, many people use the bank’s credit cards that include travel insurance, but in this case, it is also advisable to read in detail the terms in detail – what accidents in insurance are included.

If the trip is to the country with a mandatory requirement for health insurance (for example, to receive a visa), make sure that the travel insurance policy must be formed before submitting the visa application or otherwise.

Travel insurance dedication includes that the policy owner himself has to pay for the cost of insured, such as in the hospital before the insurer will cover the rest of the amount. (Separate policies are not intended.

Medical expenses abroad can be very high. If you get sick or get injured, good insurance covers the cost of treatment, hospitalization and, where appropriate, medical repatriation at home.

Occasionally, the luggage delays in airtights occur. If the airline hinders the luggage supply, the insurance will cover the purchase of the necessary things and even compensate for the lost items if the baggage is permanently lost.

If you have a valuable camera, computer or other technique, you should choose a policy with higher reward limits.

If there is an identity document or money abroad, appropriate insurance may cover the loss and help get the new documents faster.

It is worth choosing a travel insurance offer with reasonable cover and good reviews – not the cheapest, but not the most expensive simply because it is prestigious.

In general, it should be emphasized that the insurance contract must be read carefully and that the insurance does not tend to cover all the additional expenses that may arise during the trip. For example, insurance often does not cover the costs caused by alcohol injury. Insurance may not compensate for all additional spending on aircraft problems.