House, how much does it cost to keep it? In Milan 2 thousand euros per month, in Palermo 700: the city data per city

To maintain a house on average, more than 15,500 euros are needed, but from south to north the costs almost doubled (47% more). Italian families spend on average, 1,298 euros per month to keep the house; The data comes from the analysis made by Facile.it And Mutui.it on 10 cities sample and includes the costs related to Mutual, light and gas bills, water, ordinary maintenance costs, condominium and tari.

The Milan record

Milan leads the ranking of the most dear cities with an average annual expenditure that exceeds 24,000 euros; Rome is second, with 21,000 euros, while the cheapest city is Palermowhere just under 8,500 euros a year are enough.
«The analysis was carried out taking into consideration a home of about 100 square meters, located in the semicencial area in the following sample cities: Milan, Turin, Genoa, Bologna, Florence, Rome, Naples, Bari, Palermo and Cagliari « explains Easy.it. The value of the property was calculated on the basis of the average prices detected by the Revenue Agency – OMI, while for the mortgage it was considered a fixed rate loan to 3.3%, duration 25 years and LTV (Loan to Value) which varies, depending on the municipality, between 75% and 80%, as emerged from the Facile.it – ​​Mutui.it Observatory. For the other items of expenditure, the data provided by associative and institutional sources were reworked, including Istat.

Mortgages City by city

The mortgages of mortgages cover alone between 75% and 86% of the monthly expenditure. In Milan a 100 square meters property in a normal conservative state and located in a semi -decentral area costs, on average, 465,000 euros; In Rome 410,000 euros are needed. With these values ​​and a 25 -year mortgage at 3.3% means citing a monthly installment which, in Milan, exceeds 1,700 euros, in Rome 1,500 euros. In third place is Florence with an average monthly installment of 1,102 euros, while Bologna is fourth with 1,080 euros. The lower installments are recorded in the South: in Palermo, for example, on average 489 euros per month, 619 euros in Bari.

How much users and condominium expenses weigh

Another item that affects are the Light users, gas, waterthe condominium expenses and those of ordinary maintenance. Also in this case the costs are higher in the north, where on average you have to budget the 29% In addition to Central Italy and, even, 48% compared to the South and the islands.
In Milan the average monthly expenditure for these items comes to touch the 300 eurosfollowed this time by Turin (288 euros) e Genoa (284 euros). TO Naples And Rome About 210 euros per month are spent on average. The cities of Cagliari close the ranking, where 175 euros per month, Palermo (190 euros) and Bari (195 euros) are sufficient

Highest tari in the South

If you look at the Municipal Tax for the disposal of waste, they are the families residing at South and in the islands to face the highest costs; Here, among the cities analyzed, the average is spent on average 16% more than in Northern Italy. Is an exception Genoawhich conquers the first place in the ranking with a Tar 2024 value equal to 501 eurosthe highest of the 10 capital municipalities examined. In second place is the city of Naples, where last year the average expenditure for the municipal tax was equal to 482 euros; Third place for the Municipality of Cagliari (465 euros), followed by that of Bari (426 euros). In Rome he spent 394 euros, that is to say the 25% more than in Milan. The Bologna ranking closes, which was among the cities analyzed the one with the lower Tari (287 euros).