Health insurance premium will increase by two hundred euros per year due to halving deductible

The health insurance premium will increase by almost 200 euros by 2027 thanks to the halving of the deductible. This is evident from calculations by the Ministry of Health, Welfare and Sport (VWS), confirmed by Hague sources to NRC. The cabinet talks on Friday in the Council of Ministers about the bill of Minister Fleur Agema (Zorg, PVV) to halve the deductible. That proposal is then first sent to the Council of State for advice.

In the coalition agreement, the coalition parties agreed to structurally lower the deductible from 2027 by half, a long -held wish of the PVV. The plan costs around 4.3 billion euros.

Who is going on and back?

People who use their deductible and are entitled to healthcare allowance is expected to improve 115 euros in 2027, reported De Telegraaf Thursday. That is about sixty percent of all insured persons. Whoever makes up the health care allowance without the right to healthcare allowance will make 51 euros ahead. In the Netherlands you will receive a healthcare allowance for an income of up to around 40,000 euros per year.

Healthy Dutch people who receive a healthcare allowance will be in 2027 according to De Telegraaf At the bottom of the line 135 euros more pay than they do now. That group consists of around six million Dutch people, forty percent of all insured persons. The hardest blows fall in healthy people who do have to pay the premium increase of 199 euros per year – around sixteen euros per month – but earn too much for the right to healthcare allowance. They therefore do not benefit from the halving of the deductible, and not from the rise in healthcare allowance. To compensate for the increase in the health insurance premium, the government wants to reduce the first disk of income tax.

The exact price increase in 2027 is not yet known. Insurers set the rates of their premiums themselves in November the year before. That price can sometimes be printed by using reserves. Experts already calculated that, by reducing the deductible, the health insurance premium will be considerably higher because people will probably use more care. It is also expected that a lower deductible will lead to longer waiting lists.

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