Extend the interest rate stop for student loans taken by the end of 2024

Another six months, the government extends the interest rate stop on free -use student loans. However, this measure applies only to the student loans taken until the end of 2024. They will continue to be 7.99 percent, while those who have been bought or picked up in 2025 will continue to be 9.65 percent.

According to the government’s decision, the student loan contract, which was concluded until December 31, 2024, will remain in force by the second half of 2025. Thus, the interest rate on the free -used Student Credit1 should be up to 7.99 percent in the second half of 2025. Targeted training sessions, such as student loan2 and training loans, can continue to be claimed free of interest. Social consultation of related regulations started on Tuesday, detailed documentation On the government portal Available, writes the Ministry of National Economy in a statement.

Nearly 400,000 students have recorded student loans so far. The government introduced it on January 1, 2023 the interest stop For these too. Since then, he has extended this several times, but first raised the maximum interest rate, and from this year he left only the student loans that were bound last year or before. Now this is extended another half year.

However, a student who has concluded or concludes the contract for free -use student loans this year is forced to pay a higher interest rate of 9.65 percent.

For student loans, the repayment discounts related to childbearing remain unchanged: there are significant debts for several children and a full loan allowance for three children.

In addition to the interest-subsidized loan, as of July 1, 2023, student loan users can only open a student loan invoice at specific banks. Commercial banks that offer this are required to ensure, among other things, the monthly account management, the use of the credit card, the use of electronic services and the monthly bank statements.