Buying a house to invest: here are the cities where the most convenient, the record of Naples (39%)

Almost one in five home is purchased for investment. He says A report from the Tecnocasa Study Office according to which the share of apartments bought to be put in income last year touched 19%with a half -point marginal drop compared to the previous year. It is however the Second highest percentage recorded starting from 2012the year from which the historical series of surveys begins.

The record of Naples

However, it must be said that the national figure is not the most interesting, because the purchase by investment takes place where the request for rents is stronger, that is, in the big cities. Where the numbers are very different, given that In Naples the share rises to 38.9%. The Campania capital is recording a boom in tourist presences and many of these purchases are aimed at the creation of B&B. The quotas of Palermo (36.0%), Verona (32.2%), Bari (30.5%) and Florence (30.3%) also in investment are also very high.. The average of large cities stands at 28.1% and also in this case it is half a point less than the previous year.

The properties on which those who invest in

The most popular type in the national average by those who buy to invest is two -room apartment with 32.5% of the choices, followed by the three -room apartment that reaches 27.4%. To note, compared to 2023, an increase in the percentages of purchase of large cuts (from 4 rooms up) and independent solutions that go from 13.2% to 13.8%.

The profile of buyers

As for the profile of the buyers, the most active age group is 45-54 years with 27.7%of the total, followed by the 35-44 years (22.6%) and 55-64 years (21.8%) bands. These are values ​​similar to those recorded the previous year. Couples and families are mainly bought (72.2%). In 2023 they were 69.8%. In 2024 the purchases made by foreigners represented 9.5% of investment transactions, with a quota more than doubled by pre-crovid since in 2019 they were 4.1%. Finally, as is obvious, the vast majority of transactions occurs for cash: in 2024 they were 85.9% of the total, compared to 88.1% in 2023.

Holiday homes

In support of this data, the report also provides the average of purchases for holiday homes, which in 2024 were 6.8%, three tenths less than the previous year. To comment on the numbers we can add that Only a part of the purchases aimed at lease is designed for long -lasting contracts. At this market phase, the owners rather aim for formulas such as i transient contracts or those to university students off -site, which, however, are often interpreted, let’s say creatively by the owners of the house, given that in terms of the law they cannot be stipulated in free fee.

Short rents

The model of short rents begins to mark the pace, because theweighing down regulations And the finding that in the cities not all properties and not all areas are suitable for the purpose is leading to the reduction of the owners who manage business by themselves. Finally, on Cordinary ottrates for eight years (free fee) or five years (agreed rental), for which there is a strong question, They do not convince many owners for the risks of arrears and degradation of the property.